billion or more a piece have largely paid back the money. can you name some of the major banks? guest: jpl morgan, citibank -- j.p. morgan, citibank, goldman sachs paid back tarp. initially, $125 billion was given to the largest banks and it quickly paid back. host: and banks worth less than $10 billion a piece, and moneys outstanding versus what they paid back. what is it about the smaller banks giving them a harder time? guest: a lot of the smaller banks are not as healthy as the big banks. they also don't have easy access to the capital market, so it is harder for them to go out and raise capital to pay it back. host: here is a piece that you wrote for bloomberg a couple of weeks ago. the u.s. treasury department said it started selling stakes today -- first of all, why get out of it? why is of the treasury department trying to extricate itself from these banks? guest: hutras reece says it was never intended to be a lifelong shareholder of banks, so it was natural they would eventually get out. i think they are realistic probably will not do with this year. and probably will continue in
